Category: insurnce

How Much Does General Liability Contractors Insurance Cost?

General liability insurance is essential for doing business; it can protect you financially in the event of a customer’s or third party’s bodily injury or property damage. As a contractor, you can also purchase an optional endorsement, an addition to your overall general liability policy. A variety of industry-specific professional liability policies are available, everything

Does Medicare Advantage Lower Costs for People with Chronic Illness?

When confronting the alphabet soup of Medicare options, many people wonder if they should elect to purchase Medicare Advantage (MA) plans. Research now shows that chronically ill Medicare Advantage beneficiaries experience better quality of care than with typical fee-for-service Medicare (FFS) plans. Medicare Advantage is a popular add-on for many recipients. According to a recent

Is It Necessary to Buy Travel Insurance?

Travel insurance covers trip cancellations and interruptions, lost luggage, and accidents or illnesses while traveling domestically or abroad. The coverage is by the day (number of days of your trip). Limits, deductibles and co-insurances vary by provider. Before you get it, you should take 3 things into consideration: Gravity of the trip. Probability of cancellation.

Flood Damaged Cars Checklist

With the possibility that used car dealers may unknowingly (or willingly) sell flood damaged vehicles, it is prudent for customers to check flood damaged cars before they buy. Mark the check boxes if the statement next to it is true. Any check marks should be a signal to stay away or investigate further. Download Checklist

Do You Need Rental Car Insurance?

Rental car insurance usually provides the following coverage: Collision Damage Waiver (CDW) Liability Insurance Personal Accident Insurance (PAI) Personal Effects Coverage Some rental car companies combine personal accident and personal effects coverage together as one type of insurance, while others sell it individually. If you’re planning a trip that involves renting a car, check the

Halloween: The Vandalism Holiday

It’s that time of the year where the weather gets a bit brisker, the days become a bit shorter, and leaves become adoringly shades of brown and orange. The other hallmark of fall is the raucous Halloween holiday. Once revered as a day for children to satisfy their indelible sweet tooth. Halloween has quickly become

How to Prepare for Open Enrollment 2019?

It’s that time of year again; Health Insurance Marketplace open enrollment for 2019 is coming up fast. You’ll have from November 1, 2018 through December 15, 2018 in most states, with coverage beginning January 1, 2019. You have several ways of getting health insurance if you don’t have coverage through your employer. You can purchase

The Top 8 USA Road Trips

Whether you’re planning for a fall vacation or summertime adventure, a road trip could be just what you’re looking for. Americans have a staggering number of sights to see all across the country. Here are some travelers’ favorite USA road trips to consider. Happy trails! 1. Pacific Coast Highway If you’re “California dreaming”, the Pacific